US Bank Savings Rate
US Bank's savings account pays 3.50% APY as of September 21, 2026, checked 1 day ago. The rate was lowered from 4.25% on August 14, 2026. Since RateBrain began tracking it in 2023, this savings account has paid as much as 4.50% (Jul 2023) and as little as 3.50% (Aug 2026). It is currently above the median savings rate we track (3.35% across 61 banks).
3.50% APY
down from 4.25% on Aug 14
- Last checked
- Sep 21 · 1 day ago
- Minimum deposit
- None
Rate history
Now 3.50% APY
- All-time high 4.50% (Jul 2023)
- Low 3.50% (Aug 2026)
- 1-year change −0.75
- 4 changes
- Tracked since May 2023
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| August 14, 2026 | 3.50% | −0.75 |
| July 13, 2024 | 4.25% | −0.25 |
| July 7, 2023 | 4.50% | +0.50 |
| May 16, 2023 | 4.00% | first tracked |
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Copy linkOther savings rates
- MySavingsDirect4.35%
- Newtek Bank4.20%
- Wealthfront4.20%
- Goldwater Bank4.15%
- Total Direct Bank4.01%
- Betterment4.00%
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.