MySavingsDirect Savings Rate
MySavingsDirect's savings account pays 3.35% APY as of October 2, 2026, checked 2 days ago. Since RateBrain began tracking it in 2015, this savings account has paid as much as 4.35% (Dec 2022) and as little as 0.55% (Sep 2020). It is currently below the median savings rate we track (3.40% across 99 banks).
3.35% APY
down from 4.35% on Sep 24
- Last checked
- Oct 2 · 2 days ago
- Minimum deposit
- $1,000
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MySavingsDirect Savings Rate - Rate History
Now 3.35% APY
- All-time high 4.35% (Dec 2022)
- Low 0.55% (Sep 2020)
- 1-year change −1.00
- 23 changes
- Tracked since Apr 2015
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 24, 2026 | 3.35% | −1.00 |
| December 25, 2022 | 4.35% | +3.80 |
| September 21, 2020 | 0.55% | −0.10 |
| July 29, 2020 | 0.65% | −0.10 |
| July 7, 2020 | 0.75% | −0.10 |
| June 9, 2020 | 0.85% | −0.15 |
| March 18, 2020 | 1.00% | −0.60 |
| March 13, 2020 | 1.60% | −0.10 |
| March 6, 2020 | 1.70% | −0.10 |
| January 9, 2020 | 1.80% | −0.10 |
| December 3, 2019 | 1.90% | −0.10 |
| November 6, 2019 | 2.00% | −0.10 |
| October 6, 2019 | 2.10% | −0.15 |
| September 16, 2019 | 2.25% | −0.15 |
| December 14, 2018 | 2.40% | +0.05 |
| November 26, 2018 | 2.35% | +0.10 |
| September 10, 2018 | 2.25% | +1.25 |
| July 6, 2017 | 1.00% | +0.15 |
| August 10, 2016 | 0.85% | −0.15 |
| December 28, 2015 | 1.00% | −0.10 |
Show all 23 changes
| Date | APY | Change |
|---|---|---|
| September 14, 2015 | 1.10% | −0.15 |
| June 9, 2015 | 1.25% | +0.20 |
| April 26, 2015 | 1.05% | first tracked |
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ShareOther MySavingsDirect rates
- 6 Month CD3.00%
Other savings rates
- Digital Federal Credit Union5.00%
- Vibrant Credit Union4.40%
- Peak Bank4.27%
- E*TRADE4.25%
- Axos Bank4.21%
- Happen Bank4.20%
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.