Synchrony Bank CD Rate - 6 Month

Synchrony Bank's 6 Month CD pays 4.10% APY as of September 16, 2026, checked 4 days ago. The rate was lowered from 4.80% on September 16, 2026. Since RateBrain began tracking it in 2013, this 6 Month CD has paid as much as 5.25% (Nov 2023) and as little as 0.35% (Feb 2013). It is currently above the median 6 Month CD rate we track (3.83% across 36 banks).

4.10% APY

down from 4.80% on Sep 16

Last checked: Sep 16 · 4 days ago
Minimum deposit: $2,000

View on Synchrony Bank’s website »See all Synchrony Bank rates »

Rate history

Now 4.10% APY

All-time high 5.25% (Nov 2023)
Low 0.35% (Feb 2013)
1-year change −0.70
14 changes
Tracked since Feb 2013
Full rate history »

The gray line is the median 6 Month CD rate across the banks we tracked each month.

Rate changes

Date	APY	Change
September 16, 2026	4.10%	−0.70
February 16, 2024	4.80%	−0.45
November 15, 2023	5.25%	+0.35
August 12, 2023	4.90%	+0.15
July 7, 2023	4.75%	−0.25
May 6, 2023	5.00%	+0.75
March 9, 2023	4.25%	+0.35
December 25, 2022	3.90%	+3.40
March 18, 2020	0.50%	−0.75
March 13, 2020	1.25%	+0.25
March 5, 2018	1.00%	+0.59
May 5, 2015	0.41%	−0.04
February 3, 2014	0.45%	+0.10
February 28, 2013	0.35%	first tracked

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Other Synchrony Bank rates

Other 6 Month CD rates

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Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.