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Live Oak Bank CD Rate - 6 Month

Live Oak Bank's 6 Month CD pays 4.80% APY as of July 12, 2024, checked 2 years ago. The rate was lowered from 5.10% on July 12, 2024. Since RateBrain began tracking it in 2019, this 6 Month CD has paid as much as 5.20% (Sep 2023) and as little as 0.25% (Dec 2020). It is currently above the median 6 Month CD rate we track (3.83% across 36 banks).

4.80% APY

down from 5.10% on Jul 12, 2024

Last checked
Jul 12, 2024 · 2 years ago
Minimum deposit
$2,500
View on Live Oak Bank’s website »See all Live Oak Bank rates »

Rate history

Now 4.80% APY

Live Oak Bank 6 Month CD APY historyStep chart of 38 rate changes from Jan 2019 to Sep 2026. High 5.20% (Sep 2023), low 0.25% (Dec 2020), current 4.80%.0.00%1.00%2.00%3.00%4.00%5.00%6.00%2020202120222023202420252026median4.80%5.20% · Sep 20230.25% · Dec 2020

The gray line is the median 6 Month CD rate across the banks we tracked each month.

Rate changes

DateAPYChange
July 12, 20244.80%−0.30
February 16, 20245.10%−0.10
September 27, 20235.20%+1.20
August 1, 20234.00%−0.80
April 26, 20234.80%+0.65
February 15, 20234.15%−0.20
December 26, 20224.35%+0.10
December 5, 20224.25%+1.25
October 26, 20223.00%+0.25
October 5, 20222.75%+0.25
August 19, 20222.50%+0.65
August 11, 20221.85%+0.75
June 16, 20221.10%−0.15
May 26, 20221.25%+0.50
April 21, 20220.75%+0.15
February 9, 20220.60%+0.35
December 18, 20200.25%−0.25
November 27, 20200.50%−0.10
September 11, 20200.60%−0.05
August 7, 20200.65%−0.05
Show all 38 changes
DateAPYChange
July 22, 20200.70%−0.10
June 22, 20200.80%−0.20
June 5, 20201.00%−0.10
May 18, 20201.10%−0.15
April 29, 20201.25%−0.15
March 20, 20201.40%−0.20
March 17, 20201.60%−0.15
March 9, 20201.75%−0.15
January 13, 20201.90%+0.15
September 26, 20191.75%−0.25
September 12, 20192.00%−0.15
September 4, 20192.15%−0.20
August 26, 20192.35%+0.03
August 8, 20192.32%−0.03
June 30, 20192.35%−0.10
March 27, 20192.45%+0.03
March 13, 20192.42%−0.03
January 14, 20192.45%first tracked

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Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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