BMO Alto CD Rate - 6 Month
BMO Alto's 6 Month CD pays 2.50% APY as of September 20, 2026, checked 11 hours ago. The rate was lowered from 5.10% on August 12, 2026. Since RateBrain began tracking it in 2023, this 6 Month CD has paid as much as 5.20% (Oct 2023) and as little as 2.50% (Aug 2026). It is currently below the median 6 Month CD rate we track (3.83% across 36 banks).
2.50% APY
down from 5.10% on Aug 12
- Last checked
- Sep 20 · 11 hours ago
- Minimum deposit
- None
Rate history
Now 2.50% APY
- All-time high 5.20% (Oct 2023)
- Low 2.50% (Aug 2026)
- 1-year change −2.60
- 6 changes
- Tracked since May 2023
- Full rate history »
The gray line is the median 6 Month CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| August 12, 2026 | 2.50% | −2.60 |
| July 19, 2024 | 5.10% | −0.05 |
| April 23, 2024 | 5.15% | −0.05 |
| October 30, 2023 | 5.20% | +0.10 |
| July 3, 2023 | 5.10% | +1.60 |
| May 10, 2023 | 3.50% | first tracked |
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Other 6 Month CD rates
- Ameriprise Bank5.35%
- TAB Bank5.27%
- Live Oak Bank4.80%
- Vio Bank4.70%
- State Bank of India4.27%
- EagleBank4.20%
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.