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Find the best CD rates here. Searching for higher interest rates than your savings account or money market account? Look into investing in a certificate of deposit (CD). CD rates can vary quite a bit, but we make finding the highest CD rates easy! Planning for retirement? Look into IRA CDs. Compare RateBrain's results for the best CD rates to the national average CD rates.
The Best 7 Year CD Rates (Certificate of Deposit). Compare the Best 7 Year CD Rates (Certificate of Deposit). FDIC insured Banks. Highest APY Interest Rate. Highest Yield CD Rates. Review the Top High Yield Certificate of Deposit rates
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Credit Union CD Rates
Best 7 Year CD Rates
Available Nationwide, Government Insured - November 2, 2025, 1:50 am PT
| Bank | Type | APY | Actions | Last Checked |
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|---|---|---|---|---|---|
| Apple Federal Credit Union | 7 Year CD | 3.81% ↓ (down from 4.00%) |
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Nov 1 (Today) | |
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| Discover Bank | 7 Year CD | 3.50% ↑ (up from 3.40%) |
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Oct 26 (6 days ago) | |
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| PenFed Credit Union | 7 Year CD | 3.00% ↓ (down from 3.40%) |
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Oct 26 (6 days ago) | |
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| Vio Bank | 7 Year CD | 2.75% ↑ (up from 0.60%) |
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Mar 13 (21 days ago) | |
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| USAA | 7 Year CD | 1.25% ↓ (down from 1.50%) |
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Oct 26 (6 days ago) | |
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| MidFirst Direct | 7 Year CD | 0.60% ↓ (down from 0.65%) |
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Nov 1 (Today) | |
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| Bank | Type | APY | Actions | Last Checked |
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|---|---|---|---|---|---|
| Bank of America | 7 Year CD | 0.03% - (steady @ 0.03%) |
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Oct 26 (6 days ago) | |
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Please Note: We are not a bank or credit union and are not affiliated with any. This information is provided 'as is' and solely for informational purposes, not for specific financial advice.
While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.
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