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The Best 3 Year CD Rates (Certificate of Deposit). Compare the Best 3 Year CD Rates (Certificate of Deposit). FDIC insured Banks. Highest APY Interest Rate. Highest Yield CD Rates. Review the Top High Yield Certificate of Deposit rates
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Available Nationwide, Government Insured - November 2, 2025, 1:50 am PT
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| Bank | Type | APY | Actions | Last Checked |
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| Valley Direct | 3 Year CD | 5.60% - (steady @ 5.60%) |
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Jan 8 (24 days ago) | |
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| Popular Direct | 3 Year CD | 4.55% ↓ (down from 4.75%) |
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Apr 5 (29 days ago) | |
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| Newtek Bank | 3 Year CD | 4.50% ↑ (up from 2.00%) |
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Jan 21 (12 days ago) | |
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| BMO Alto | 3 Year CD | 4.50% ↓ (down from 5.10%) |
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Apr 26 (8 days ago) | |
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| Colorado Federal Savings Bank | 3 Year CD | 4.40% ↓ (down from 4.45%) |
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Apr 23 (11 days ago) | |
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| PenFed Credit Union | 3 Year CD | 4.30% ↑ (up from 4.10%) |
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Jan 21 (12 days ago) | |
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| Bank | Type | APY | Actions | Last Checked |
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| TAB Bank | 3 Year CD | 4.25% ↓ (down from 5.27%) |
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May 18 (16 days ago) | |
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| Self Help Credit Union | 3 Year CD | 4.08% ↓ (down from 4.65%) |
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Jul 19 (15 days ago) | |
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| Marcus (Goldman Sachs Bank) | 3 Year CD | 4.00% ↓ (down from 4.40%) |
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Feb 26 (5 days ago) | |
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| Sallie Mae | 3 Year CD | 4.00% ↓ (down from 4.40%) |
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Jan 22 (11 days ago) | |
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| Apple Federal Credit Union | 3 Year CD | 4.00% ↓ (down from 4.30%) |
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Jul 19 (15 days ago) | |
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| Bread Financial | 3 Year CD | 4.00% ↓ (down from 4.40%) |
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Feb 25 (6 days ago) | |
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| Bank | Type | APY | Actions | Last Checked |
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| Riverland Credit Union | 3 Year CD | 4.00% ↑ (up from 3.80%) |
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Jul 19 (15 days ago) | |
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| Quaint Oak Bank | 3 Year CD | 4.00% ↓ (down from 4.25%) |
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Jul 19 (15 days ago) | |
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| Capital One 360 | 3 Year CD | 4.00% ↓ (down from 4.10%) |
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Jul 19 (15 days ago) | |
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| BAC Florida | 3 Year CD | 3.98% ↓ (down from 4.18%) |
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Apr 6 (28 days ago) | |
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| Ameriprise Bank | 3 Year CD | 3.80% ↓ (down from 4.80%) |
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Feb 24 (8 days ago) | |
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| Virtual Bank | 3 Year CD | 3.77% ↑ (up from 1.05%) |
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Jan 28 (5 days ago) | |
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| Bank | Type | APY | Actions | Last Checked |
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| Synchrony Bank | 3 Year CD | 3.75% ↓ (down from 4.00%) |
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Nov 1 (Today) | |
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| Gulf Coast Bank | 3 Year CD | 3.75% ↓ (down from 4.15%) |
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Oct 30 (3 days ago) | |
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| Goldwater Bank | 3 Year CD | 3.75% ↓ (down from 4.50%) |
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Feb 23 (8 days ago) | |
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| CFG Bank | 3 Year CD | 3.65% ↓ (down from 4.55%) |
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Oct 2 (Today) | |
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| Androscoggin Bank | 3 Year CD | 3.56% ↑ (up from 2.78%) |
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Mar 18 (16 days ago) | |
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| Total Direct Bank | 3 Year CD | 3.56% - (steady @ 3.56%) |
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Feb 19 (12 days ago) | |
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| Ally Bank | 3 Year CD | 3.50% ↑ (up from 3.40%) |
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Nov 1 (Today) | |
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| Bank | Type | APY | Actions | Last Checked |
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| Able Banking | 3 Year CD | 3.50% ↑ (up from 0.15%) |
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Jan 28 (5 days ago) | |
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| Vio Bank | 3 Year CD | 3.50% ↑ (up from 0.45%) |
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Jan 28 (5 days ago) | |
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| Discover Bank | 3 Year CD | 3.50% ↓ (down from 3.60%) |
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Oct 26 (6 days ago) | |
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| Barclays Bank | 3 Year CD | 3.50% ↓ (down from 4.30%) |
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Feb 24 (8 days ago) | |
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| Merchants Bank of Indiana | 3 Year CD | 3.48% ↓ (down from 3.98%) |
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Oct 7 (25 days ago) | |
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| EverBank | 3 Year CD | 3.40% ↓ (down from 3.50%) |
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Oct 26 (6 days ago) | |
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| Citizens Access | 3 Year CD | 3.35% ↑ (up from 3.15%) |
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Dec 18 (14 days ago) | |
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| Quontic Bank | 3 Year CD | 3.25% ↓ (down from 4.40%) |
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Feb 28 (3 days ago) | |
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| Abound Credit Union | 3 Year CD | 3.25% ↓ (down from 3.50%) |
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Apr 23 (11 days ago) | |
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| Ivy Bank | 3 Year CD | 3.25% - (steady @ 3.25%) |
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Jun 2 (Yesterday) | |
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| Nat'l Bank of Kansas City | 3 Year CD | 3.25% ↑ (up from 3.04%) |
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Feb 7 (24 days ago) | |
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| CD Bank | 3 Year CD | 3.05% ↑ (up from 2.71%) |
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Apr 5 (29 days ago) | |
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| Academy Bank | 3 Year CD | 3.03% ↑ (up from 2.52%) |
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Mar 18 (16 days ago) | |
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| American Express | 3 Year CD | 3.00% ↑ (up from 1.15%) |
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Apr 6 (28 days ago) | |
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| TFCU (formerly Melrose Credit Union) | 3 Year CD | 3.00% ↓ (down from 3.25%) |
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Oct 31 (Yesterday) | |
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| USAA | 3 Year CD | 2.75% ↓ (down from 4.00%) |
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Apr 14 (20 days ago) | |
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| Mountain One Bank | 3 Year CD | 1.75% ↑ (up from 1.35%) |
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Mar 5 (29 days ago) | |
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| First Command Bank | 3 Year CD | 1.10% ↑ (up from 1.05%) |
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May 24 (10 days ago) | |
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| First National Community Bank | 3 Year CD | 0.60% ↑ (up from 0.50%) |
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May 8 (26 days ago) | |
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| Banesco | 3 Year CD | 0.55% ↑ (up from 0.40%) |
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Apr 5 (29 days ago) | |
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| CIT Bank | 3 Year CD | 0.40% ↓ (down from 0.55%) |
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Mar 13 (21 days ago) | |
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| MidFirst Direct | 3 Year CD | 0.30% ↓ (down from 1.00%) |
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Apr 15 (19 days ago) | |
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| Bank of America | 3 Year CD | 0.03% ↓ (down from 0.08%) |
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Feb 24 (7 days ago) | |
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Please Note: We are not a bank or credit union and are not affiliated with any. This information is provided 'as is' and solely for informational purposes, not for specific financial advice.
While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.
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