USAA CD Rate - 4 Year
USAA's 4 Year CD pays 2.50% APY as of April 15, 2024, checked 2 years ago. Since RateBrain began tracking it in 2010, this 4 Year CD has paid as much as 4.00% (Aug 2023) and as little as 0.03% (Oct 2021). It is currently below the median 4 Year CD rate we track (3.40% across 62 banks).
2.50% APY
down from 4.00% on Oct 4, 2023
- Last checked
- Apr 15, 2024 · 2 years ago
- Minimum deposit
- $1,000
Rate history
Now 2.50% APY
- All-time high 4.00% (Aug 2023)
- Low 0.03% (Oct 2021)
- 1-year change 0.00
- 38 changes
- Tracked since May 2010
- Full rate history »
The gray line is the median 4 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| October 4, 2023 | 2.50% | −1.50 |
| August 1, 2023 | 4.00% | +1.98 |
| September 25, 2022 | 2.02% | +0.26 |
| September 9, 2022 | 1.76% | −0.51 |
| July 28, 2022 | 2.27% | +2.24 |
| October 14, 2021 | 0.03% | −0.23 |
| January 23, 2021 | 0.26% | −0.02 |
| December 18, 2020 | 0.28% | −0.02 |
| August 18, 2020 | 0.30% | −0.05 |
| August 11, 2020 | 0.35% | −0.07 |
| July 24, 2020 | 0.42% | −0.07 |
| July 16, 2020 | 0.49% | −0.08 |
| June 23, 2020 | 0.57% | −0.08 |
| June 5, 2020 | 0.65% | −0.10 |
| June 2, 2020 | 0.75% | −0.23 |
| April 29, 2020 | 0.98% | −0.15 |
| April 17, 2020 | 1.13% | −0.07 |
| March 31, 2020 | 1.20% | +0.69 |
| March 20, 2020 | 0.51% | −1.00 |
| March 17, 2020 | 1.51% | +0.10 |
Show all 38 changes
| Date | APY | Change |
|---|---|---|
| March 12, 2020 | 1.41% | −0.20 |
| March 4, 2020 | 1.61% | −0.17 |
| February 25, 2020 | 1.78% | −0.09 |
| December 6, 2019 | 1.87% | −0.15 |
| October 22, 2019 | 2.02% | −0.03 |
| October 16, 2019 | 2.05% | −0.02 |
| October 2, 2019 | 2.07% | +0.05 |
| September 25, 2019 | 2.02% | −0.05 |
| September 4, 2019 | 2.07% | −0.12 |
| August 19, 2019 | 2.19% | −0.09 |
| August 5, 2019 | 2.28% | −0.11 |
| July 17, 2019 | 2.39% | −0.06 |
| May 24, 2019 | 2.45% | −0.03 |
| November 7, 2018 | 2.48% | +0.61 |
| August 15, 2018 | 1.87% | −0.63 |
| June 4, 2010 | 2.50% | −0.20 |
| May 17, 2010 | 2.70% | +0.10 |
| May 1, 2010 | 2.60% | first tracked |
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Copy linkOther USAA rates
- 9 Month CD2.00%
- 15 Month CD1.70%
- 18 Month CD1.65%
- 2 Year CD1.40%
- 30 Month CD1.30%
- 3 Year CD2.75%
- 5 Year CD2.50%
- 7 Year CD1.25%
- Savings Account3.00%
Other 4 Year CD rates
- Raymond James Bank4.95%
- State Bank of India4.58%
- BTG Pactual US4.50%
- NASA Federal Credit Union4.50%
- Popular Direct4.50%
- Bread Financial4.45%
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.