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USAA CD Rate - 4 Year

USAA's 4 Year CD pays 2.50% APY as of April 15, 2024, checked 2 years ago. Since RateBrain began tracking it in 2010, this 4 Year CD has paid as much as 4.00% (Aug 2023) and as little as 0.03% (Oct 2021). It is currently below the median 4 Year CD rate we track (3.40% across 62 banks).

2.50% APY

down from 4.00% on Oct 4, 2023

Last checked
Apr 15, 2024 · 2 years ago
Minimum deposit
$1,000
View on USAA’s website » (opens in a new tab)See all USAA rates »

Rate history

Now 2.50% APY

USAA 4 Year CD APY historyStep chart of 38 rate changes from May 2010 to Sep 2026. High 4.00% (Aug 2023), low 0.03% (Oct 2021), current 2.50%.0.00%1.00%2.00%3.00%4.00%5.00%201120142017202020232026median2.50%4.00% · Aug 20230.03% · Oct 2021

The gray line is the median 4 Year CD rate across the banks we tracked each month.

Rate changes

DateAPYChange
October 4, 20232.50%−1.50
August 1, 20234.00%+1.98
September 25, 20222.02%+0.26
September 9, 20221.76%−0.51
July 28, 20222.27%+2.24
October 14, 20210.03%−0.23
January 23, 20210.26%−0.02
December 18, 20200.28%−0.02
August 18, 20200.30%−0.05
August 11, 20200.35%−0.07
July 24, 20200.42%−0.07
July 16, 20200.49%−0.08
June 23, 20200.57%−0.08
June 5, 20200.65%−0.10
June 2, 20200.75%−0.23
April 29, 20200.98%−0.15
April 17, 20201.13%−0.07
March 31, 20201.20%+0.69
March 20, 20200.51%−1.00
March 17, 20201.51%+0.10
Show all 38 changes
DateAPYChange
March 12, 20201.41%−0.20
March 4, 20201.61%−0.17
February 25, 20201.78%−0.09
December 6, 20191.87%−0.15
October 22, 20192.02%−0.03
October 16, 20192.05%−0.02
October 2, 20192.07%+0.05
September 25, 20192.02%−0.05
September 4, 20192.07%−0.12
August 19, 20192.19%−0.09
August 5, 20192.28%−0.11
July 17, 20192.39%−0.06
May 24, 20192.45%−0.03
November 7, 20182.48%+0.61
August 15, 20181.87%−0.63
June 4, 20102.50%−0.20
May 17, 20102.70%+0.10
May 1, 20102.60%first tracked

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Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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