PenFed Credit Union CD Rate - 1 Year Credit union
PenFed Credit Union's 1 Year CD pays 2.90% APY as of October 2, 2026, checked 1 day ago. Since RateBrain began tracking it in 2018, this 1 Year CD has paid as much as 4.85% (Jul 2023) and as little as 0.45% (Feb 2021). It is currently below the median 1 Year CD rate we track (4.00% across 104 banks).
2.90% APY
down from 4.80% on Sep 25
- Last checked
- Oct 2 · 1 day ago
- Minimum deposit
- $1,000
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PenFed Credit Union CD Rate - 1 Year CD - Rate History
Now 2.90% APY
- All-time high 4.85% (Jul 2023)
- Low 0.45% (Feb 2021)
- 1-year change −1.90
- 30 changes
- Tracked since Dec 2018
- Full rate history »
The gray line is the median 1 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 25, 2026 | 2.90% | −1.90 |
| January 19, 2024 | 4.80% | −0.05 |
| July 31, 2023 | 4.85% | +0.25 |
| January 25, 2023 | 4.60% | +0.35 |
| December 25, 2022 | 4.25% | +3.35 |
| March 29, 2022 | 0.90% | +0.05 |
| December 27, 2021 | 0.85% | +0.20 |
| December 8, 2021 | 0.65% | +0.05 |
| November 24, 2021 | 0.60% | −0.40 |
| November 16, 2021 | 1.00% | +0.40 |
| September 23, 2021 | 0.60% | +0.15 |
| February 17, 2021 | 0.45% | −0.05 |
| August 3, 2020 | 0.50% | −0.20 |
| July 8, 2020 | 0.70% | −0.25 |
| June 11, 2020 | 0.95% | −0.10 |
| June 2, 2020 | 1.05% | −0.05 |
| May 6, 2020 | 1.10% | −0.05 |
| March 25, 2020 | 1.15% | −0.20 |
| March 17, 2020 | 1.35% | −0.30 |
| February 10, 2020 | 1.65% | −0.05 |
Show all 30 changes
| Date | APY | Change |
|---|---|---|
| October 9, 2019 | 1.70% | −0.10 |
| August 23, 2019 | 1.80% | −0.20 |
| August 2, 2019 | 2.00% | −0.10 |
| June 3, 2019 | 2.10% | −0.15 |
| May 29, 2019 | 2.25% | −0.10 |
| April 24, 2019 | 2.35% | −0.05 |
| April 1, 2019 | 2.40% | −0.10 |
| March 6, 2019 | 2.50% | −0.10 |
| February 1, 2019 | 2.60% | −0.20 |
| December 3, 2018 | 2.80% | first tracked |
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ShareOther PenFed Credit Union rates
- 6 Month CD2.70%
- 15 Month CD2.90%
- 18 Month CD2.90%
- 2 Year CD3.20%
- 3 Year CD3.20%
- 4 Year CD3.20%
- 5 Year CD3.20%
- 7 Year CD3.20%
Other 1 Year CD rates
- Raymond James Bank4.60%
- State Bank of India4.52%
- HUSTL Financial4.50%
- Merrick Bank4.50%
- Quorum Federal Credit Union4.50%
- USALLIANCE Financial4.50%
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.